The SBERA Total Solution
 
A Life Stage Service Approach
 
401(k)/Profit Sharing
 
401(k) FAQ's
 
Defined Benefit Pension Plan
 
DB FAQ's
 
Other
 
Forms
 

Low Expense Ratios

SBERA has always been focused on value, and low management fees are an important component of that focus. Lower fees improve investment performance, which means more funds available to participants in retirement. By commingling the assets of all our members, SBERA is able to provide economies of scale. And, in most cases, SBERA investment options contain "R" class shares, which have the lowest management fees.

Current expense ratios for the SBERA investment options as of June 30, 2014 are listed below:
Fund Name Expense Ratio* Institutional Average Fee Difference
Money Market Fund 0.19% 0.55% 0.36%
Equity Account 0.52% 1.48% 0.96%
Bond Account 0.32% 0.90% 0.58%
Index 500 Account 0.06% 0.60% 0.54%
International Equity Account 0.56% 1.41% 0.85%
Small Cap Growth Account 1.06% 1.43% 0.37%
Large Cap Growth Account 0.62% 1.25% 0.63%
Large Cap Value Account 0.48% 1.20% 0.72%
Small Cap Value Account 1.04% 1.40% 0.36%
All Asset Account 0.87% 1.41% 0.54%
SBERA Account 0.64% 1.29% 0.65%
LifePath Index Funds 0.15% 1.05% 0.90%

* Includes annual Investment Management Fees and Annual Custody Fees where applicable.

Privacy Policy | Contact Us | Directions | Site Map